private sector yes bank The stock has jumped about 10 percent in a week. On October 10 alone, the stock rose 7 percent to close at Rs 24.01 on the BSE. The price rose by 8 percent during the day to reach a fresh 52-week high of Rs 24.30. Yes Bank shares have seen a rise in 8 out of the last 9 trading sessions. After all, what is the reason for the rise in the stock? Recently in a conversation with CNBC-TV18, Yes Bank MD and CEO Prashant Kumar said that the bank can achieve the return on assets target of 1% before FY 2027. Also, the credit growth target for this year will be between 10% to 12%.
He says that the July-September 2025 quarter may prove to be challenging in terms of net interest margin. The reason for this will be the effect of the earlier cut in interest rates. But the net interest margin is expected to improve from the October-December 2025 quarter. According to Kumar, Yes Bank is working on credit quality. The bank wants that there should be no compromise with profitability due to growth.
Time to benefit from partnership with SMBC
After SMBC’s investment, Yes Bank is now planning to strengthen its growth and operating structure. MD and CEO say that this is the time when Yes Bank has to see how it can work together with SMBC and take advantage of this partnership. He further said that Yes Bank will continue to move ahead with its decided strategy and will deliver results as promised to the shareholders.
In September this year, Japan’s Sumitomo Mitsui Banking Corporation (SMBC) had bought stake in Yes Bank. Under the deal, SMBC bought the maximum stake of 13.18 percent from SBI. The remaining 7% stake was bought from other banks like Axis Bank, Bandhan Bank, Federal Bank, HDFC Bank, ICICI Bank, IDFC First Bank and Kotak Mahindra Bank. This is believed to be the largest foreign investment in an Indian private bank so far.
Rating has recently been upgraded
Yes Bank’s credit rating has recently been upgraded to AA by 4 major credit rating agencies – CRISIL, ICRA, India Ratings and CARE. Moody’s Ratings has raised the Long Term Foreign Currency and Local Currency Bank Deposit ratings of Yes Bank Limited to Ba2 from Ba3. Also, its Baseline Credit Assessment (BCA) and Adjusted BCA have been increased from b1 to ba3.
Yes Bank is scheduled to release its financial results for the July-September 2025 quarter on October 18. According to the recently released business update, the bank’s loans and advances stood at ₹2,50,468 crore in the September 2025 quarter, a growth of 6.5% year-on-year. Deposits stood at ₹2,96,831 crore, a growth of 7.1% year-on-year.
Yes Bank Shares rose 40 percent in 6 months
The market cap of Yes Bank is Rs 75300 crore. The stock has strengthened by 40 percent in 6 months. The stock does not have a ‘buy’ rating from any brokerage. Of the 11 analysts covering the stock, 9 have a ‘Sell’ rating. 2 have given ‘hold’ call. Market expert Prakash Gaba says that Yes Bank stock is currently trading around important levels. Its first target is Rs 29. If this level is crossed, the stock may gain momentum and reach the next big target of Rs 40.
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