PNB Housing Finance: Stock has jumped 40% in the last one year, will it be earning strong on investing now? – PNB Housing Finance This Stock Has Jumped 40 Percent in Last One Year Should You Invest Today for Decent Return
Housing finance companies are returning to good days. PNB Housing Finance seems to be benefiting from this. It is the third largest company in the country to provide housing loan. It has the support of Punjab National Bank (PNB). PNB holds 28 per cent stake in it. PNB Housing Finance gets the benefit of PNB’s comprehensive branch network. Especially through the branch of PNB, it has access to remote areas of the country.
Good loan growth from rival companies
Loan dispenser growth of PNB housing has been higher than other housing finance companies. This trend is expected to continue further. The company is trying to maintain its asset quality. Due to this, the growth of the loanbook has been slightly dull. However, overall loan growth has reached a new height. It crossed 75,000 crores in FY25. The company is focusing on both Employable and Emerging Markets. They hold up to 50 per cent stake in overall retail disburses.
Company performance in June.
The growth of the Affordable loan segment has been tremendous. This trend is expected to continue even further. PNB Housing Finance has made changes in its prime branch in some states with high earnings. It has benefited. The growth in the June quarter has been good and the ability to make profits has also increased. However, in the first quarter, some particular segments show a seasonal effect on loan growth. The company expects good growth in the new segment. The company is increasing the number of branches. He will also benefit from this.
Plan to open 40-50 new branch every year
PNB Housing Finance has planned to open 40-50 new branch every year to increase its presence in the high growth market. The company has set a target to increase the total number of branches from 356 to 500. After the decline in asset quality, the company has reduced the focus on the corporate loan book. This has given good improvement in Gross Non-Performing Asset (GNPA) ratio.
Should you invest?
PNB Housing Finance has a challenge to achieve good growth by maintaining asset quality. The company has pricing competitive to increase its penetration in the Employable Loan Segment. In such a situation, the company will have to focus on increasing the productivity. The shares of PNB Housing Finance have been recreated due to better performance on almost all fronts. Despite this, PNB Housing Finance shares do not have high prices than competitive companies. Given the possibilities of growth, the valuation of the stock seems correct.
What is next in Paytm shares now? – Paytm Q1 FY 2026 Results are out Company Earned Net Profit of Rs 123 Crores Watch Video To Know What Are Brokerage Saying on this stock
Markets
Has Paytm shares have good days? This question is arising because Paytm has shocked everyone with its June quarter results. The company has recorded pure profits in a quarter for the first time after its listing. That is, Paytm has now come into profit from losses. On July 23, Paytm’s shares were eyeing on 23 July after being proficient from the deficit. But seeing the moves of Paytm’s shares, it seemed that most of the investors are still looking a little confuse about Paytm? Let us know in detail what was the special thing about the result of Paytm’s June quarter? What target price is this stock now giving this share to this stock and is there a possibility of decline in its stock?
Market fundamatls strong but results are not better, these sectors can make investment opportunities – Market Fundamentals are Strong But Results are not good there can be investment opportunities in these sector mehraboon ani sector mehraboon ani
Mehraboon Irani’s Market Outlook: Talking about the move ahead of the market Market expert Mehrboon Irani Says that the earning season is disappointed with the results of private sector bank and IT. Both sector holds a lot of weightage in the Nifty. At the same time, the start of the FMCG sector’s earnings was also not good. The kind of results that have come so far, there is no major trigger to shop in the market, but the liquidity in the market is quite strong because India has emerged as a much better market than other markets.
Better macro data, decline in crude oil, no talk on ziopolitical tension, interest rate cuts, fiscal deficit is all better. So what is the problem? So the problem is the only way that the way the earning was done is not coming in that way. At the same time, the valuations of the Indian market have become expensive.
He further said that the market will be seen walking in this range 10 per cent up and 10 per cent this year. In such a situation, it would be advisable to invest in select stocks in the market. He said that it is necessary to bet on the right stock for shopping in the market. Most of the bluechip has not made money in a year.
Investment opportunities can be made in these sectors
Meherboon Irani said that it is necessary to bet on the right stock for shopping in the market. He said that the FMCG sector is expected to be bottom out soon. At the same time, trading options can be found in the IT sector. Because the valuation of the IT sector is still below. There are opportunities for trading there.
However, if you want to find an investment opportunities in individual stocks, then there can be opportunities in specialty chemical shares. At the same time, the defense corrects 3-4 percent of the current level, then there can be good investment opportunities in it. If India’s deal is better with the US, then further textile companies will also be better for investment.
He further said that in the specialty chemical, the share of Finotex Chemical is included in our portfolio. He further said that promoters can focus on shopping shares. For example, the share of Titagarh Vegans in the railway sector. In today’s time you have to walk with promoters where you can get good money.
(Disclaimer: The ideas given on Moneycontrol.com have their own personal views. The website or management is not responsible for this. Money control advice to users to seek the advice of the Setted Experts before making any investment decisions.
PNB Gilts Q1 Results: Net profit increased to ₹ 160.07 crore, 119% growth on annual basis – PNB Gilts Q1 Net Profit Jumps to ₹ 16007 Crore Up 119 Yoyy
PNB Gilts Limited recorded an increase of 119 percent year on June 30, 2025 in the Net Profit for the quarter, which was ₹ 160.07 crore. The total revenue for the quarter was ₹ 563.37 crore, compared to ₹ 440.35 crore in the same quarter last year. Board m/s. Approved Pranav Kumar & Associates to be appointed as Secretarial Auditor for a 5 -year term and set the 29th annual general meeting of the company on 17 September 2025.
| Description | Q1 FY26 (Recipient) | Q4 FY25 (Audited) | Q1 FY25 (Recipient) |
|---|---|---|---|
| Revenue from Operations | 41,877.18 | 1,51,190.07 | 44,027.94 |
| Total revenue | 56,337.27 | 1,67,627.90 | 44,035.20 |
| Profit/loss for period | 16,007.07 | 23,303.06 | 5,344.12 |
| EPS (Basic) (₹) | 8.89 | 12.95 | 2.97 |
| EPS (dilute) (₹) | 8.89 | 12.95 | 2.97 |
financial performance
The company had a revenue ₹ 418.77 crore from operations for the quarter ended June 30, 2025, with interest income of ₹ 403.85 crore, dividend income of ₹ 3.71 lakh, rental income of ₹ 5.04 lakh, fees of ₹ 2.69 crore and commission income at 156.69 crores of Net Gen’s (Records and 156.69) Unrelevated) includes. The total revenue for the quarter was ₹ 563.37 crore.
The total expenses for the quarter were ₹ 350.40 crore, of which ₹ 324.34 crore finance cost, fee of ₹ 5.27 crore and commission expense, Net loss (relegated and unnecessary) at securities of ₹ 11.46 crore, ₹ 3.39 crore Employees Benefit Expend There are other expenses worth ₹ 8.77 crore, and other expenses worth ₹ 8.77 crore.
Other main updates
Board of Directors M/s. Pranav Kumar & Associates were approved to appoint as Secretarial Auditor for 5 consecutive years from FY 2025-26 to FY 2029-30, which is subject to the approval of shareholders in the upcoming annual general meeting. The 29th annual general meeting is scheduled to be held on Wednesday, September 17, 2025 at 11:00 am (IST) via VC/OAVM. The record date for determining eligible members to obtain the final dividend for fY 2024-25, if declared, will be September 10, 2025. Dividend, if declared, will be paid within thirty days from the date of the announcement.
Extraordinary items
The extraordinary items for the quarter include ₹ (3.35) lakhs from Srei Equipments Finance Limited. Additionally, Dewan Housing Finance Limited received ₹ 41.66 lakh in lieu of security.
Nifty Midcap 150 Live Updates: Gland Pharma shares climbed 2% – Nifty Midcap 150 Index Live 23 July 2025 Gift Nifty Nifty Trades Higher In Todays Session
July 23, 2025 , 7:51 am IST
Nifty Midcap 150: Previous session performance
The Nifty Midcap 150 closed at 21,884.05 in the previous season, which was open 22,058.60, high 22,062.35 and Low 21,863.50, which was on 2025-07-22.
Stock Market: How can the market move on 23 July – Stock Market Outlook for 23rd July 2025 which stocks are top gainers and losers today
Markets
Share Market Today: On July 22, the Indian stock markets saw a full-fledged business. The Sensex and Nifty kept swinging between green and red marks. Lack of any clear guidelines kept the market tied in a limited range, while many stocks saw sharp fluctuations. At the end of trading, the BSE Sensex closed at 82,186.81 with a slight decline of 13.53 points, or 0.02%,
Know which shares are going to come in bull run – which stocks are kedianomics
Markets
Stock Picks: Sushil Kedia said that Tech Mahindra and HCL have made a long -term bull step. These shares will see a strong rise from here. They believe that the performance of IT shares will be the best in the remaining part of the year.
Jomato shares on Alltime High, what to do now? – What should investors do in zomato stocks after the stock have reacted all time high levels watch video to know
Markets
The shares of Jomato’s parent company Eaterial Limited saw a stormy boom for the second consecutive day on July 22. The company’s shares today jumped around 15% during trading and reached their new alltime high of Rs 311.25. Watch this video to know what to do in this stock now.
Tata Consultancy Services shares flat in today’s business – Tata Consultancy Services Shares Trade Flat In Todays Session
Tata consultancy services Shares were showing flat moves in Tuesday’s trading, and the share price is currently Rs 3,159.60 per share. This is when the stock touched the highest price of Rs 3,180.10 and the lowest price of the day Rs 3,154.60.
Financial results:
The table below depicts the important financial data of Tata Consultancy Services:
The consolidated quarterly revenue of Tata Consultancy Services has seen fluctuations. Revenue at June 2024 increased from Rs 62,613.00 crore to Rs 64,259.00 crore in September 2024, then decreased slightly to Rs 63,973.00 crore in December 2024, and then increased to Rs 64,479.00 crore in March 2025. Revenue is 63,437.00 crores in the latest quarter of June 2025.
Net profit also fluctuated, the highest Rs 12,819.00 crore in June 2025 and the lowest Rs 11,955.00 crore in September 2024. There was a similar trend in income (EPS) per share, which reached Rs 35.27 in June 2025.
The company’s revenue has increased from year to year continuously, increased from Rs 164,177.00 crore in 2021 to Rs 255,324.00 crore in 2025. This indicates an increase of 55.52 percent over a period of five years. Similarly, Net Profit 2021 has increased from Rs 32,562.00 crore to Rs 48,797.00 crore in 2025, which is an increase of 49.86 percent. The shares (EPS) on the earnings have also shown a steady growth, which has increased from Rs 86.71 in 2021 to Rs 134.19 in 2025. Shares on Book Value (BVPS) increased from Rs 235.43 to Rs 261.76 in 2025.
Tata Consultancy Services have announced several dividends. The recent major dividends include an interim dividend of Rs 11.00 per share declared on June 27, 2025, the effective date of which is 16 July 2025. The earlier dividend includes a final dividend of Rs 30.00 per share declared on April 11, 2025 and a special dividend of Rs 66.00 per share declared on January 9, 2025. The company also released bonus shares, most recently in the ratio of 1: 1 on April 19, 2018.
The last price of the stock was trading at Rs 3,159.60 per share, Tata Consultancy Services Nifty is part of the 50 index.