IndusInd Bank Q3 Results: IndusInd Bank today released its December 2025 business results after the close of equity market trading. In the December quarter, the bank’s net profit slipped 89% year-on-year and net interest income i.e. NII (Net Interest Income) also slipped 13%. Its effect can now be seen on the shares when the stock market opens on the next trading day i.e. Tuesday 27th January. Talking about today, it closed at ₹ 893.10 with a fall of 1.04% on BSE due to weak market sentiment before the results were announced. It fell 1.50% to ₹889.00 intra-day.
IndusInd Bank Q3 Results: Highlights
IndusInd Bank’s standalone net profit fell by 88.50% to ₹161.16 crore in the third quarter October-December 2025 of the current financial year 2026. However, after incurring a loss of ₹444.79 crore in the second quarter of FY26, the bank’s profit increased on a quarterly basis due to reduction in provisions. The bank’s net interest income i.e. NII (Net Interest Income) also fell by 12.75% on an annual basis to ₹ 4561.65 crore in the December 2025 quarter. Talking about the asset quality of the bank, the gross NPA ratio improved from 3.60% to 3.56% on a quarterly basis but the net NPA ratio remained stable at 1.04%.
Rajiv Anand, MD and CEO of IndusInd Bank, says that in the December 2025 quarter, the bank’s focus will be on reducing unprofitable loans and deposits and improving its balance sheet by being cautious on microfinance disbursements. The bank’s operating performance remained almost stable with pre-provision operating profit rising 11% quarter-on-quarter to ₹2,270 crore. The bank’s CMD said that asset quality trends across all core businesses remained almost stable, except microfinance where the industry is now showing initial signs of recovery. Overall the bank has returned to profitability with a net profit of ₹128 crore.
According to Rajeev Anand, the bank’s balance sheet remains strong, with adequate capital, excess liquidity and reduction in the stressed asset pool. In an exchange filing, the bank revealed that the provision coverage ratio improved to 71.5% at the end of December 2025. The bank’s provision and contingencies increased from ₹1743.63 crore to ₹2088.60 crore in the December quarter on an annual basis. Total loan related to bank’s provisions
How were the shares in one year?
IndusInd Bank shares were at ₹ 1,086.50 last year on February 7, 2025, which is a one-year record high for its shares. From this high, it slipped 44.28% in a single month to ₹605.40 on March 12, 2025, which is a one-year record low for its shares.
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