ICICI Bank Q2 Result: ICICI Bank today on October 18 released its business results for the second quarter of the current financial year 2026, July-September 2025. The September quarter was a mixed one for the bank. The bank’s net profit jumped by more than 5% year-on-year to around ₹12,359 crore. However, it has declined by more than 3% on a quarterly basis. Similarly, the bank’s net income from interest also increased on an annual basis but declined slightly on a quarterly basis. The impact of this business result may be visible on the shares after the stock market opens on Monday. Talking about now, on the last trading day of this week i.e. Friday 17th October, it closed at ₹ 1436.70 (Federal Bank Share Price) on BSE with a jump of 1.38%.
ICICI Bank Q2 Result: Special points
ICICI Bank’s standalone net profit jumped 5.22% to ₹12,358.89 crore in the September quarter on an annual basis. However, it declined by 3.21% on quarterly basis. A similar trend was seen in the bank’s net income from interest i.e. Net Interest Income (NII). ICICI Bank’s net interest income jumped 7.39% year-on-year to ₹21,529.46 crore in the September quarter but declined 0.49% quarter-on-quarter.
Talking about asset quality, the bank’s gross NPA ratio improved to 1.58% from 1.97% in the September quarter on an annual basis and from 1.67% on a quarterly basis. At the same time, the net NPA ratio also improved from 0.42% on annual basis and 0.41% on quarterly basis to 0.39%. Talking about provisions (other than tax) and contingencies, it decreased from ₹ 1,233.09 crore on annual basis and ₹ 1,814.57 crore on quarterly basis to ₹ 914 crore in September quarter. 11 crores remained. Capital Adequacy Ratio improved to 15.76% from 15.35% on annual basis.
The bank’s total deposits jumped 7.68% year-on-year to ₹16,12,824.94 crore at the end of September 2025 quarter. Whereas CASA ratio was 39.2%. Total deposits increased by 7.7% to ₹16,12,825 crore as of September 30, 2025. Domestic loan portfolio grew 10.6% year-on-year to ₹13,75,260 crore. The net worth of the bank increased from ₹ 2,50,418 crore to ₹ 3,01,628 crore during this period.
How were the shares in one year?
ICICI Bank shares were at ₹3778.50 last year on October 28, 2024, which is a one-year record low for its shares. From this low, it jumped 64.75% in ten months to reach ₹3778.50 on 18 August 2025, which is a one-year record high level for its shares.
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