DCB Bank Shares: There was a lot of excitement in the domestic market on the day of Diwali. Amidst this excitement, shares of private sector lender DCB Bank rose at rocket speed and jumped by more than 15% due to rapid buying by investors. This was the biggest intra-day rise for its shares after April 2022, i.e. after about four years. This rise came because the business results released by the bank for the second quarter of the current financial year 2026, July-September 2025, were liked by the investors. Due to this, DCB Bank shares jumped 15.61% to reach ₹ 148.90 on BSE intra-day today. Some investors took advantage of this rise, due to which the prices softened a bit but it is still in a very strong position. At the end of the day it closed at ₹144.55 on BSE with a gain of 12.23%.
How was the September quarter for DCB Bank?
In the second quarter of this financial year i.e. July-September 2025, the net interest income (NII) of DCB Bank increased by about 17% on an annual basis from ₹ 509 crore to ₹ 596 crore. During this period, the bank’s net profit also increased by 19% to ₹ 184 crore while the provisions on quarterly basis almost halved. The bank’s net interest margin (NIM) increased by 3 basis points to 3.23% on an annual basis in the September 2025 quarter. Despite the decision of central bank RBI to cut the repo rate, the net interest margin of the bank has increased. Now the bank aims to increase it to 3.5%-3.65%.
For what reasons did the shares jump?
There were mainly two reasons for the rise in DCB Bank shares. One is that the bank’s credit cost fell from 0.59% to 0.31% on a quarterly basis in the September quarter. Apart from this, the second major reason was that the bank has reduced the credit cost to 45 to 55 basis points.
What do experts say?
Talking about the movement of DCB Bank shares in a year, on March 3, 2025, it was at a one-year low of ₹ 101.35 on BSE. Within three months, it jumped 48.69% and on June 10, 2025, it reached a one-year high of ₹ 150.70. Now talking further, experts are quite bullish about DCB Bank and all the analysts covering it have given a buy rating, that is, no one has advised to sell it. According to analysts, the bank’s shares may rise by more than 15% from the current level.
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