Bandhan Bank Q2 Results: Bandhan Bank has released the results for the July-September quarter of the current financial year 2026. There has been a huge decline of 88 percent in the net profit of the bank during the September quarter and it stood at Rs 112 crore. Whereas in the same quarter a year ago this figure was Rs 937 crore.
This decline in Bandhan Bank’s profits is mainly due to weakness in Net Interest Income (NII) and asset quality. The bank’s net interest income declined by 12% to ₹2,589 crore in the quarter from ₹2,934 crore in the same period last year.
Increase in NPA, weak asset quality
Net NPA ratio increased to 1.37% from 1.29% in Q2 FY25. During this period, the bank’s Return on Assets (ROA) has also declined to 0.06%, which indicates weakness in the overall profitability of the bank.
Fall in CASA and NIM
The bank’s CASA ratio has fallen by 521 basis points to 28% in this quarter. At the same time, Net Interest Margin (NIM) has also declined by 152 basis points to 5.8%.
impact on stock market
Bandhan Bank has released its quarterly results after the close of stock market trading on Thursday. The bank’s shares closed 1.5% lower at Rs 169.64 per share during the day. In view of the decline in the results, movement can be seen in the bank’s shares when the market opens tomorrow (31 October).
However, the bank’s stock has gone up by about 5% in the last one month and has registered a gain of more than 6% since the beginning of 2025. Currently its P/E ratio is around 13.5.
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